| Please note: The following is not legal advice for which you should consult the appropriate authorities or legal counsel. This page is eternally under renovation. Please report broken links to david@nmta.us. Just cut and paste the link in the body of the e-mail and put 'Broken Links' in the subject line. -ed. |
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| Useful Multi-State Listings |
| FinCEN-Maintained List of State Contact Information for MSBs |
| Cornell University: Financial Institutions- State Statutes page |
| UPenn Law Library (Old) Summary of State Regulation |
| Conference of State Banking Supervisors |
| CSBS Links to All (US) State Banking Departments |
| Money Transmitter Regulators Association (MTRA) |
| MTRA Links Page |
| National Conference of Commissioners on Uniform State Laws |
| NCCUSL Uniform Money Services Business Final Act- August 4, 2000 |
NCCUSL Money Services Act Summary Page
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| National Conference of State Legislatures |
| Links to All State Legislatures |
| National Association of Unclaimed Property Administrators |
| National Association of Secretaries of State |
| Adam Atlas, Attorney: Excellent Blog on Money Transmitter Licensing |
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Generic Sequence of State Listings:
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| State Legislature |
| State Banking Department (or its equivalent) |
| Our Supervisor at the Banking Department (if a distinct web page exists) |
| List of Licensees |
| Money Transmitter Laws |
| Money Transmitter Rules and Regulations |
Money Transmitter Forms: Reporting, Application, and Bond
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| Departmental Bulletins |
| ____________________________________________________________________________________ |
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State-Specific Listings
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Alabama Legislature - Official Website of the Alabama Legislature
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Alabama State Banking Department - The Banking Department only regulates banks and consumer lenders (Loan Companies, Check Cashers, Mortgage Brokers. The Securities Department regulates Sale of Checks licensees, not the Banking Department. -Ed.
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| Alabama Securities Department |
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| Could not find any posted list of Alabama licensees. -ed. |
Alabama Securities Act - The Sale of Checks Act
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| Alabama Administrative Code - Chapter 830-X-7, Sale of Checks Act |
| Alabama Sale of Checks Filing Instructions |
| Alabama License Application - (See 'Sale of Checks') |
Sale of Checks Filing Instructions
Links for Form SA (Application Form) and Form SR (Renewal Form) are available from this page. |
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| Alaska Legislature - Homepage of the Alaska Legislature |
| Alaska Dept. of Community and Economic Development Banking and Securities Division |
Alaska Licensee List
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| Statutes and Regulations Money Services |
| Money Services Businesses (MSBs) |
| Chapter 06.55. Alaska Uniform Money Services Act |
| Alaska Applications and Forms |
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| Arizona State Legislature - Arizona State Legislature's Home Page |
| Arizona Department of Financial Institutions (DFI) |
Arizona Licensee List
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| Arizona Revised Statues Chapter 12 - Transmitters of Money - Article 1, 6-1201 to 6-1218. (Scroll down 3/4's of the page to Chapter 12.) |
| Arizona License Application |
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| Arkansas State Legislature - Arkansas State Legislature's Home Page |
Arkansas State Bank Department
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| Arkansas Licensee Lookup |
Arkansas Money Services Laws
Arkansas Uniform Money Services Act - January 1, 2008
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| Application for a Money Transmission License (Under the Arkansas Uniform Money Services Act). |
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California State Legislature
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| California Department of Financial Institutions |
| Directory of Money Transmitters |
| California Money Transmitter Division - (Laws on top, scroll down for more links, FAQs, Forms, Etc.) |
| California Money Transmitters Forms |
| California Department of Financial Institutions - Monthly Bulletins |
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| Colorado General Assembly |
State of Colorado Department of Banking
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| Money Transmitters Licensee List - (Enter Company Name then select 'Money Transmitter' under Institution Type). |
| Colorado State Banking Board Money Transmitters Laws |
| Colorado Money Transmitters Act - Customer Notice |
| Colorado Rules and Regulations |
| Colorado License Application |
| ________________________________________________________________________________ |
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Connecticut General Assembly
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| State of Connecticut Department of Banking |
| Connecticut Licensee List - (Click on 'Verify a License' and then select 'Money Transmitters'.) |
| Connecticut Laws - Chapter 668 part V |
Connecticut State Licensing Fees and Forms
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Delaware State Legislature
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| Delaware Office of the State Bank Commissioner |
| Delaware List of Licensees |
| Delaware State Legislature - Title 5 - Chapter 23 - Banking, Sale of Checks and Transmission of Money. |
| Delaware Sale of Checks, Transmission of Money License Application |
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| District of Columbia Department of Insurance, Securities, and Banking (DISB) |
District of Columbia (Washington DC) Licensee Search - (Enter Company Name then select 'Money Transmitters' under Office Type.)
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| District of Columbia Official Code - Title 26 - Chapter 10 - (Click on 'Title 26' then click on 'Chapter 10. Money Transmissions'.) |
| Chapter 22 Money Transmitters - These rules amend Title 26A, Banking and Financial Institutions |
District of Columbia (Washington DC) License Application
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| Florida Legislature - This is the Online Official Internet Site of the Florida Legislature |
| Florida Office of Financial Regulation |
Division of Finance
Florida Money Transmitter Search - (Select money transmitters as license type).
The Florida Laws
Florida Regulations
Florida Money Services Business Forms |
OFR-560-01 - Application to Register as a Money Services Business
OFR-560-02 - Location Notification Form
OFR-560-03 - Declaration of Intent to Engage in Deferred Presentment Transactions
OFR-560-04 - Money Services Business Quarterly Report Form
OFR-560-05 - Pledge Agreement
OFR-560-06 - Money Services Business Surety Bond Form
OFR-560-07 - Security Device Calculation Form |
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| Georgia Assembly |
Georgia Department of Banking and Finance
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| Georgia Licensee List - For a full downloadable list, Scroll to bottom of page, click on MoneySvc.Zip). |
Georgia Code - (See Chapter 1 of Title 7, go to Article 4).
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| Georgia Senate Bill 70 - passed. |
Final Regulations - (Effective September 5, 2007).
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Georgia Forms
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| Hawaii State Legislature |
Hawaii Department of Commerce and Consumer Affairs (DCCA) - Division of Financial
Hawaii List of Licensees
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| Hawaii Law and Regulations |
| Hawaii State Legislature - SB2143 SD2 HD1 CD1 - Status - Reported to have been signed by the Governor on June 02, 2006 (Effective 07/01/2007). |
Hawaii Revised Statutes -Money Transmitters Act - Chapter 489D (Scroll down to the bottom of the page and click 'next' to view each section. Very inconvenient. The next -ed.) Posted 1/08/2009.
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| HRS Chapter 489D - Money Transmitters Hawaii Department of Commerce and Consumer Affairs Report to the Legislature on Money Transmitters(Effective 01/01/2009). |
| Hawaii Administrative Rules |
Hawaii Money Transmitters Applications/Forms
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Idaho State Legislature
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| Idaho Department of Finance |
| Idaho Licensee List |
| Idaho Laws and Statutes |
| Money Transmitters Applications/Forms |
| ________________________________________________________________________________ |
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| Illinois General Assembly - Illinois General Assembly's Home Page |
| Illinois Banking Department |
| Illinois Licensee List |
Illinois Rules & Regulations
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State of Illinois Department of Financial and Professional Regulation (IDFPR)
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| Illinois State Law - (205 ILCS 657/1) - the Transmitters of Money Act. |
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| Indiana State Legislature |
| Indiana Department of Financial Institutions (DFI) |
| Indiana Licensee List - (Under 'Select Type' choose 'Money Transmitter' on drop down menu). |
| Indiana Money Transmitters Act |
| Indiana License Application |
| ________________________________________________________________________________ |
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| Iowa State Legislature |
| Iowa Division of Banking (IDOB) |
Iowa Licensee List - (Choose 'Money Services' under 'License Type', leave all other fields blank).
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| Uniform Money Services Act |
| Iowa License Application |
| ________________________________________________________________________________ |
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| Kansas State Legislature |
| Kansas Office of the State Bank Commissioner (OSBC) |
| Kansas Licensee List |
Kansas Statutes
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| Kansas Regulations |
| Kansas License Application Forms - (Scroll down 3/4's of the page to 'Other Application Forms'). |
| Money Transmitter License - New |
Money Transmitter License - Renewal
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| ________________________________________________________________________________ |
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| Kentucky Legislature - Kentucky Legislature's Home Page |
| Kentucky Office of Financial Institutions |
| Kentucky Licensee List (Enter 'Money Transmitter' under 'Office Type'). |
| Kentucky Money Transmitters Act of 2006 - (Signed into law 04/24/2006 - The existing Sale of Checks Act, KRS Chapter 366, will be repealed effective Oct. 1, 2006). |
Kentucky Revised Statutes - Chapter 286.11
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| Kentucky License Application |
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| Louisiana Legislature - The Web Portal to the Louisiana State Legislature |
| Louisiana Office of Financial Institutions |
| Louisiana Licensee List - (See 'Sale of Checks'). |
| Louisiana License Application |
| Louisiana State Law |
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| Maine Legislature - Maine Legislature's Home Page |
| Maine Banking Department |
| Maine Licensee List |
Maine Money Transmitters Act - Title 32 - Chapter 80. (Also see 'Money Transmitters Act'- Chapter 80 - Subchapter 1).
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Maine Consumer Credit Code - Title 9 - A - Including 'Money Transmitters'.
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| Maine Department of Professional and Financial Regulation - Consumer Credit Regulation. |
| Maine License Application - Money Transmitters and Money Order/Travelers Check Issuers. |
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| Maryland General Assembly - Maryland General Assembly's Home Page |
| Maryland Licensee List - (check off money transmitters in category section) |
Maryland Money Transmission Act - Title 12. Miscellaneous Institutions and Activities - Subtitle 4.
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| Maryland Commissioner of Financial Regulation |
| Maryland License Application |
| ________________________________________________________________________________ |
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| Massachussetts Legislature |
| Massachusetts Division of Banks - Office of Consumer Affairs and Business Regulation (OCABR). |
Money Transmitter Laws, and Application Forms
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TO APPLY FOR A FOREIGN TRANSMITTAL AGENCY OR CHECK SELLER LICENSE
Starting on April 16, 2012, the Division of Banks will expand its use of the Nationwide Mortgage Licensing System and Registry (NMLS) to manage Check Seller, Debt Collector, Foreign Transmittal Agency, Insurance Premium Finance Company, Motor Vehicle Sales Finance Company, Retail Installment Finance Company and Small Loan Company licenses. Effective March 30, 2012, the Division of Banks will no longer accept paper applications for the above mentioned debt collector, consumer finance company and money services businesses licenses. As of April 16, 2012 those companies wishing to apply for licensure must do so through NMLS. Any paper company application received after March 30th will be returned to the applicant. Please direct all inquiries to nmls©state.ma.us. |
| OCABR Find-a-Licensee Page |
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| Michigan Legislature - Michigan Legislature's Home Page |
Michigan Office of Financial and Insurance Regulation
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| Michigan Licensee List |
| Michigan Statutes - (See 'Sale of Checks Act'). |
Money Transmission Services Act FAQ's
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| Michigan Money Transmission Services Forms - (Scroll down to Money Transmission Services Providers). |
| ________________________________________________________________________________ |
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Minnesota State Legislature - Minnesota State Legislature's Home Page
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| Minnesota Department of Commerce |
Minnesota Licensee List
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| Chapter 53B. - Minnesota Money Transmitters Act |
| Minnesota License Application |
| ________________________________________________________________________________ |
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| Mississippi Legislature - Mississippi Legislature's Home Page |
Mississippi Department of Banking and Consumer Finance (DBCF)
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| Mississippi List of Licensees |
| Mississippi Money Transmitter Act |
| Mississippi License Application |
| ________________________________________________________________________________ |
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| Missouri General Assembly - Missouri General Assembly's Home Page--includes bill tracking and state statutes. |
Missouri Division of Finance
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| Missouri Licensee List - (Select "money order/ transfer" under type). |
| Chapter 12 - Sale of Checks (Money Order) Licensees. |
| Missouri Applications and Forms - (See 'Sale of Checks' - Includes the law and the regulation). |
| ________________________________________________________________________________ |
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Montana Legislature - Montana Legislative Branch Home Page
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| Montana Division of Banking and Financial Institutions (DOA) |
| Montana - Currently no regulation of money transfer. |
| ________________________________________________________________________________ |
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| Nebraska Legislature - Nebraska Legislature Online |
State of Nebraska Department of Banking and Finance (NDBF)
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| Nebraska Licensee List |
| Nebraska Statutes |
| Nebraska Applications and Forms |
| ________________________________________________________________________________ |
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| Nevada Legislature - Nevada Legislature Web Site |
| State of Nevada - Division of Financial Institutions |
| Nevada Licensee List - (choose "public search" then select "Search by Name for a Specified License Type" and choose "Money Transmitter" as License type). |
| Nevada Statutes |
| Nevada Regulations |
Nevada License Application
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| ________________________________________________________________________________ |
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| New Hampshire General Court - New Hampshire General Court's Home Page |
State of New Hampshire Banking Department - Bank Commissioner's Office
New Hampshire Licensee List - Scroll down to Licensee Listing and select money transmitters.
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| New Hampshire Licencing of Money Transmitters |
New Hampshire Complete Money Transmitter Application Form - (Includes all forms).
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| Individual Money Transmitter License Forms |
| ________________________________________________________________________________ |
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New Jersey Legislature - New Jersey State Legislature's Home Page
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| New Jersey Department of Banking and Insurance (NJDoBI) |
| New Jersey Licensee Search - Select money transmitter as license type. |
| New Jersey Administrative Code - Go to Title 3 Banking, Chapter 27 Money Transmitters. |
| New Jersey Statutes - Go to 17:15C1-27 |
| Money Transmitter Applications and Forms |
| ____________________________________________________________________________ |
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New Mexico Legislature - New Mexico Legislature Web Site
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| New Mexico Regulation & Licensing Department - Financial Institutions Division |
| New Mexico -Currently no license required, unless there is a negotiable instrument. |
| State of New Mexico 58-20-1 - Business of selling negotiable checks, drafts and money orders regulated. |
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New York State Assembly - New York State Assembly's Web Site
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| New York State Money Transmitter Application 2011 (most recent as of 9/21/2012 -ed.) |
| Money Transmitter Application Form Instructions |
| New York State Department of Financial Services (DFS) |
| New York State DFS Money Transmitter Information and Resources |
| New York Licensee List |
| Article 13-B - Transmitters of Money (Laws of New York - Click on BNK for Banking, then Article 13-B - (640 - 652-B) for Transmitters of Money). |
| New York License Application (Includes law and regulations. Click on 'Money Transmitters'). |
| New York State Banking Dept. - Weekly Bulletin |
| Industry Letters |
| Industry Letter - Money Transmitters With No Physical Presence in New York - March 31, 2011 |
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North Carolina General Assembly - North Carolina General Assembly's Home Page
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| North Carolina Commissioner of Banks |
North Carolina Licensee List
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| North Carolina Money Transmitter Act |
| North Carolina Applications and Forms |
| ________________________________________________________________________________ |
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North Dakota Legislative Branch - Home Page - Information relating to the Legislative Assembly and the Legislative Council
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| North Dakota Department of Financial Institutions (DFI) |
North Dakota Licensee List
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| North Dakota Law Chapter 13-09 Money Transmitters |
| North Dakota Money Transmitter Application - (Scroll down 3/4's of the page, and see 'Money Transmitter Application'. This application consists of four portable document format (.pdf) files). |
| ________________________________________________________________________________ |
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| Ohio General Assembly - Ohio General Assembly Online |
Ohio Department of Commerce - Financial Institutions Division
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| Ohio Licensee List |
| Ohio Laws and Regulations |
| Ohio Applications and Forms |
| ________________________________________________________________________________ |
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| Oklahoma Legislature - Oklahoma Legislature's Home Page |
| Oklahoma State Banking Department |
| Oklahoma Money Transmitter Licensee List |
| Oklahoma Money Order Licensee List |
Oklahoma Money Transmitter Statutes
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Oklahoma Money Transmitter Rules
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| Text of Final Rules - (Effective May 11, 2007). |
| Text of Oklahoma Financial Transaction Reporting Act |
| Oklahoma Sale of Checks Act |
| Oklahoma Money Transmitter Forms and Applications |
| ___________________________________________________________________________ |
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| Oregon State Legislature - Oregon State Legislature's Home Page |
| Oregon Division of Finance and Corporate Securities |
| Oregon Licensee List |
| Oregon Rules & Statutes |
| Oregon License Application |
| _____________________________________________________________________ |
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Pennsylvania General Assembly - Pennsylvania General Assembly's Home Page
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Pennsylvania Department of Banking - No Pennsylvania Licensee List can be found. -ed.
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| Pennsylvania Money Transmitter page |
| TITLE 10, (BANKING AND SECURITIES) CHAPTER 19 (MONEY TRANSMITTERS) |
| ________________________________________________________________________________ |
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| Puerto Rico House of Representatives - Puerto Rico House of Representatives home page |
| Puerto Rico Licensee List |
| Puerto Rico License Application |
| Puerto Rico Oficina del Comisionado de Instituciones Financieras |
| Puerto Rico Laws |
| Ley para Regular Negocio de Transferencias Monetarias |
| Puerto Rico Regulations |
| ________________________________________________________________________________ |
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Rhode Island General Assembly - Rhode Island General Assembly's Home Page
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| Rhode Island Department of Business Regulation Home Page |
| Rhode Island Licensee List - (Please note that all types of RI licensees are grouped together). |
| Rhode Island Title 19 - Financial institutions |
| Regulation 98-14 - Licensees |
| Banking & Securities Regulation |
| License Applications |
| _______________________________________________________________________________ |
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| South Carolina General Assembly - This is the home page for the South Carolina General Assembly. |
| South Carolina Office of the Commissioner of Banking |
South Carolina - Currently no regulation of money transfer or check selling.
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| SC Needs a bill now! |
| ________________________________________________________________________________ |
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| South Dakota Legislature - South Dakota Legislature Home Page |
| South Dakota Division of Banking Home Page |
| South Dakota Dept of Labor and Regulations - Money Transmitters |
| Requirements for Licensure |
| Exemptions |
| Renewal of License |
| Licensee Changes Which Must Be Reported |
| Forms |
| Laws and Rules |
| List of Current Licensees |
| South Dakota Money Order Businesses - Money Order Business Links: Application, Laws, Rules, List of Money Order Business Licensees |
| Money Transmitter License Application |
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| ________________________________________________________________________________ |
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| Tennessee General Assembly - Tennessee General Assembly's Home Page |
Tennessee Department of Financial Institutions (DFI)
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Tennessee Licensee List
Tennessee Rules & Regulations - Chapter 0180-26
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| Tennessee License Application |
| ________________________________________________________________________________ |
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Texas Legislature - Texas Legislature Online
Texas Department of Banking
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Texas Department of Banking - Money Services Businesses Home Page - (-ed. Includes Application and Forms, Licensee List, Statutes and Rules. See left menu for Statutes and Rules, Texas Finance Code - Chapter 151 and Chapter 278. Texas Administrative Code - Title 7. Chapter 33.)
Texas License Application |
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| Utah State Legislature - Utah State Legislature's Home Page |
Utah Department of Financial Institutions (DFI)
Utah Licensee List |
| Rule R331-14. Rule Governing Parties Who Engage in the Business of Issuing and Selling Money Orders, Traveler's Checks, and Other Instruments for the Purpose of Effecting Third-Party Payments. |
| Utah Code - Title 07. Chapter 01. General Provisions |
| ________________________________________________________________________________ |
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Vermont Legislature - Vermont Legislature's Home Page
State of Vermont Department of Banking, Insurance, Securities and Health Care Administration
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Vermont Licensee List search
Vermont Statutes - Title 8: Banking and Insurance. Chapter 79: Money Services
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| Vermont Applications and Forms - Select the forms under: "Jurisdiction Specific Forms" |
| ________________________________________________________________________________ |
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Virginia General Assembly - Virginia General Assembly's Home Page
Virginia Bureau of Financial Institutions |
Virginia Licensee List
Code of Virginia - Title 6.1 - Banking and Finance. Chapter 12 - Money Order Sales and Money Transmission Services
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| Virginia License Application |
| ________________________________________________________________________________ |
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Washington State Legislature - Washington State Legislature's Home Page
Washington State Department of Financial Institutions (DFI)
Money Transmitters and Currency Exchangers - Everything you need to know is linked from this page.
Washington Licensee Search select money transmitters
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Uniform Money Services Act - Chapter 19.230
Regulation of Money Services Providers - Chapter 208-690
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| Applications for Money Transmitters and Currency Exchangers |
| ________________________________________________________________________________ |
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West Virginia Legislature - West Virginia Legislature's Home Page
West Virginia Division of Banking
Currency Exchange, Currency Transmission, Money Transportation and Check Cashing Licensee Information
* ed. No West Virginia Licensee List can be found
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West Virginia Code - Chapter 32a. Land Sales; False Advertising; Issuance and Sale af Checks, Drafts, Money Orders, Etc.
Article 2. Checks and Money Order Sales, Money Transmission Services, Transportation and Currency Exchange. |
| West Virginia License Application |
| ________________________________________________________________________________ |
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Wisconsin State Legislature - Wisconsin State Legislature's Home Page
Wisconsin Department of Financial Institutions (DFI)
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| Wisconsin Licensee List - (See 'Sellers of Checks') |
| Wisconsin Application |
| Wisconsin Application Instructions |
| Wisconsin Statutes & Rules - (Select Chapter 217 from left menu to start at the beginning). |
| ________________________________________________________________________________ |
| |
Wyoming State Legislature - Wyoming State Legislature's Home Page
State of Wyoming Department of Audit - Division of Banking
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Wyoming Licensee List
Title 40 - Chapter 22 - Wyoming Money Transmitters Act
Wyoming Rules & Regulations - (Under program scroll down to 'Money Transmitters')
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| Wyoming License Application |
State Resources